Own Ground Business Model / 비즈니스 모델 / ビジネスモデル

English

Mission. Give single-income adults making major money and housing decisions a direct, trustworthy way to compare and engage financial educators, home-buying consultants, and decision coaches.

Offer. financial education, home-buying preparation, and decision planning. The initial market is Atlanta, Georgia, with remote financial education; expansion is blocked until safety and repeat-use targets are met.

Economics. Revenue is a 12% consultation fee with no asset-based compensation. Gross transaction value, provider payouts, refunds, taxes, processing fees, and net revenue are recorded separately.

90-day launch target. Recruit 30 qualified providers, onboard 150 customers, complete 40 paid transactions, keep complaint and refund rates below 3%, and retain at least 30% of customers for a second action.

Stop conditions. Pause matching after any unresolved severe incident, credential failure, unlawful service, payout reconciliation break, or cash runway below six months.

한국어

미션. single-income adults making major money and housing decisions이 financial educators, home-buying consultants, and decision coaches를 신뢰할 수 있게 비교하고 직접 연결하도록 합니다.

서비스. financial education, home-buying preparation, and decision planning. 최초 시장은 Atlanta, Georgia, with remote financial education이며 안전·재이용 목표 달성 전 확장하지 않습니다.

수익. a 12% consultation fee with no asset-based compensation. 총거래액, 공급자 지급, 환불, 세금, 결제수수료, 순매출을 구분합니다.

90일 목표. 검증 공급자 30명, 고객 150명, 유료거래 40건, 민원·환불률 3% 미만, 고객 재행동률 30% 이상입니다.

중단조건. 미해결 중대사고, 자격 실패, 불법서비스, 지급대사 오류 또는 현금 런웨이 6개월 미만이면 매칭을 중단합니다.

日本語

使命。 single-income adults making major money and housing decisionsがfinancial educators, home-buying consultants, and decision coachesを信頼して比較・直接利用できるようにします。

サービス。 financial education, home-buying preparation, and decision planning。初期市場はAtlanta, Georgia, with remote financial educationで、安全・再利用目標達成前は拡大しません。

収益。 a 12% consultation fee with no asset-based compensation。総流通額、提供者支払、返金、税、決済手数料、純収益を分けます。

90日目標。 適格提供者30名、顧客150名、有料取引40件、苦情・返金率3%未満、再行動率30%以上。

停止条件。 未解決重大事故、資格不備、違法サービス、支払照合不備、または資金期間6か月未満でマッチングを停止します。